Visa is turning to onchain lending to help finance stablecoin card programs, pairing payment settlement data with blockchain lending tools. The move is aimed at giving fintechs and stablecoin-linked card programs better access to working capital.
How Visa Is Using Onchain Lending
As a payment processor, Visa is combining the data generated from payment settlements with lending tools built on blockchain technology. This approach is designed to support fintech companies and card programs tied to stablecoins that need working capital.
Why This Matters for Fintechs and Stablecoin Cards
Fintechs and stablecoin-linked card programs often require access to working capital to operate smoothly. By linking payment settlement data with onchain lending, Visa aims to provide a financing pathway for these businesses.
